For people, not profit.
Serve and Protect Credit Union prides itself on being more than just a financial institution. As a not-for-profit, by opening an account, you can make a real impact to the lives of those who serve and protect our nation. Your support provides crucial funds to help fellow colleagues seeking affordable credit.
Fixed Cash ISA
Serve and Protect Credit Union have launched a Fixed Cash ISA for the 2025/26 tax year giving employees within the Police, Prison, Military, Fire and Health Services the opportunity to earn a guaranteed tax-free return of 4% AER (Annual Equivalent Rate).
- Minimum effort, maximum return: Start depositing from as little as £5 and up to a maximum of £20,000 for the 2025/26 tax year.
- Attractive returns: Enjoy a guaranteed tax-free return of 4% AER, allowing you to earn more from your savings effortlessly.
- Safety assured: Rest easy knowing your savings are protected up to £85,000 by the FSCS (Financial Services Compensation Scheme).
For more information or to apply please visit: https://serveandprotectcu.co.uk/save/cash-isa/
NEW | 4% Fixed-Rate Saver | Available in December 2025

Serve and Protect Credit Union are pleased to announce their latest Fixed-Rate Savings Account.
It’s free to join the credit union and members can open a fixed-rate savings account and lock in a guaranteed rate of 4% AER.
Key details:
✅ 4% AER fixed for 12 months
✅ Balances between £1,000-£10,000
✅No fees or charges
✅Available between 1st to 29th December 2025
If you’d like to learn more about eligibility, terms, or how the account works, please visit: sandpcu.co.uk/fs11
For any questions, please contact Serve and Protect Credit Union
Free Financial Resilience Webinar
Webinar Dates
- Monday 08 December 2025 (12:00-13:30)
Simply click on the link above and choose the session from the drop-down menu that you’d like to attend, then join us online, totally free with no commitment.
Free Educational Webinars
A variety of educational webinars throughout November and December.
Christmas Competition
Enter the Serve and Protect Christmas Competition for a chance to win a £500 Virgin Experience Days voucher – all competition details and enter here.
