Serve and Protect

Serve and Protect 4% AER

4% Fixed-Rate Savings Account – Available September 2025

New Product Update | The latest fixed-rate savings account from Serve and Protect Credit Union is available from 1st September 2025:

✅ 4% AER fixed for 12 months

✅ Balances between £1,000-£10,000

✅No fees or charges

✅Available until 28th September 2025

This is simply for your awareness—it’s not a recommendation. Please take a look and decide if it’s right for you. 

The account is available to apply for between 1st to 28th September 2025. You will need to become a member first – which is free. 

You can learn more here: https://sandpcu.co.uk/bedspf-fs


Serve and Protect Credit Union have launched a Fixed Cash ISA for the 2025/26 tax year giving employees within the Police, Prison, Military, Fire and Health Services the opportunity to earn a guaranteed tax-free return of 4% AER (Annual Equivalent Rate).

  • Minimum effort, maximum return: Start depositing from as little as £5 and up to a maximum of £20,000 for the 2025/26 tax year.
  • Attractive returns: Enjoy a guaranteed tax-free return of 4% AER, allowing you to earn more from your savings effortlessly.
  • Safety assured: Rest easy knowing your savings are protected up to £85,000 by the FSCS (Financial Services Compensation Scheme). 

For people, not profit.

Serve and Protect Credit Union prides itself on being more than just a financial institution. As a not-for-profit, by opening an account, you can make a real impact to the lives of those who serve and protect our nation. Your support provides crucial funds to help fellow colleagues seeking affordable credit. 

For more information or to apply please visit: https://serveandprotectcu.co.uk/save/cash-isa/

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