Ignoring money troubles won’t make them go away. The longer you wait, the fewer options you have. Missed payments can lead to late fees, credit score damage, rising debt and even legal action. Before you know it, small struggles can snowball into serious financial stress.
BudgetSmart helps you take action now. Find hidden savings, adjust your spending and get back in control before things spiral. Don’t wait for the next overdue notice.
How does BudgetSmart work?
BudgetSmart is split into categories that will help you to review each element of your household budget.
Simply choose one of the categories for a breakdown of easy actions you can take that may help to cut costs, improving your monthly budget. You can also search for the expense that you’re looking to save money on in the search box.
As an example, if you’re worried about how much your food shopping bill has increased, you can use this category to make small changes to the way you shop, which could add up to big savings over time.
In this category, you’ll find:
- Ways to save money at the supermarket
- Vouchers and free meals may be available to you
- Coupons, cashback, loyalty cards and apps
- Recipe ideas
- And much more
Increase your income with BudgetSmart
Use the Income Maximisation section to check you’re receiving all the income you’re entitled to.
In here, there’s a handy benefits checker, along with information about all the potential benefits you may be able to receive.
Alongside the benefits checker, there’s also tips on other ways to increase your income including:
- Cashback and reward schemes
- Creating a budget and shopping tips
- Discount schemes
Making debt more affordable
If you are struggling with debts call us on 0800 072 1206. We’re open from 8am – 8pm Monday to Friday and 9am – 3pm on Saturdays.
Alternatively, you can visit our www.payplan.com/police to speak to us via live chat or for more information.